Money ebbs and flows and life is uncertain so don’t get complacent.
Whether you’re stuck in a cycle of debt, earn too little for your cost of living, or simply want to get a jump start on saving for a major financial goal….
Here are 5 things you can do to UP your finances:
1. Start budgeting – most people realize an immediate raise once they set up their budget. If you are struggling with handling your finances, then you likely need to start budgeting. A budget is your best tool to change your financial future.
2. Save $1000 for emergencies – very few people will be able to find this kind of cash in an emergency.
3. Start paying down your debt – there are several strategies available. The debt snowball is my favorite. Paying down your debt will free up money for you to use elsewhere.
4. Sign up for overtime – if this is available to you, it’s a quick way to inject income into your budget.
5. Start saving and planning for your holiday purchases – Christmas is around the corner! Here’s a related article: 6 Holiday Expenses
2019 is almost over but there’s still time to make a positive impact on your finances.
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Until next time…..
Agree or disagree? I love your comments! So please let me know your thoughts in the comment section below.
I look forward to hearing from you!!!
Althea
Helping God’s people realize and achieve their true financial potential, become debt-free, build wealth and give generously!!
PS. Financially, most of us know what to do; we just have trouble doing it. That’s where a coach can help. CONTACT ME for a FREE 15-minute consult.
